What credentials should I look for in a personal property appraiser?

Look for an appraiser who has completed formal appraisal education and passed testing through a recognized professional appraisal organization. Many also keep current with the Uniform Standards of Professional Appraisal Practice, often called USPAP, which sets out ethical and reporting standards widely used in the United States.

Specialization matters as much as general credentials. Someone strong in fine art may not be the right person for antique firearms, coins or mid-century furniture. Ask what categories they appraise regularly and request a sample report with private details removed.

Also ask whether they buy or sell items they appraise. A dealer can be very knowledgeable, but an appraiser who offers to buy your item after valuing it has a conflict of interest. Independent appraisers who only charge for their time are usually the safer choice for formal reports.